Single & Annual Policy - Table of Covered Sports & Activities

You may not be covered when you take part in certain sports or activities. For certain sports or activities, cover under Section F (Personal accident) and Section G (Personal liability) will not apply. If you intend to take part in a sport or activity during your trip, please note that cover is only available for the activities listed below, and is only available where:

• You follow the safety guidelines for the activity concerned and where applicable, you use the appropriate and recommended safety equipment;
• The activity is not part of a competition or tournament; and
• The activity is not on a professional basis.

If your activity is not listed below, cover is available if the activity meets the following criteria:

1. An activity able to be undertaken by persons of all ages including those activities with height or general health warnings (e.g. bush walk) and which do not require specialised equipment or a high level of fitness.
2. Activities provided by a commercial operator and open to persons of all ages including those with height or general health warnings (e.g. Disneyland rides)

Sports and Activities for which no cover is available are listed under Table of Excluded Sports and Activities on page 35 of the Policy Document.

If you have any questions, please send your enquiries to us via e-mail on multitripservice@mapfre.com

	Am I covered?	Special Condition?*	Do Sections F (Personal Accident) & G (Personal Liability) apply?**	Excess payable		Am I covered?	Special Condition?*	Do Sections F (Personal Accident) & G (Personal Liability) apply?**	Excess payable
Abseiling (fully harnessed)	yes	yes	no	standard	Mountain biking - not racing or extreme ground conditions or stunts	yes		no	$250.00
Amateur athletics	yes		yes	standard	Mud buggying	yes	yes	no	standard
Archaeological digging	yes		yes	standard	Netball - amateur and occasional only	yes		yes	standard
Archery - amateur and occasional only	yes		yes	standard	Orienteering - amateur and occasional only	yes		yes	standard
Assault course (no weapons)	yes	yes	no	standard	Ostrich riding (not racing)	yes	yes	no	standard
Badminton - amateur and occasional only	yes		yes	standard	Paintballing - wearing eye protection	yes	yes	no	standard
Baseball - amateur and occasional only	yes		yes	standard	Parasailing	yes	yes	yes	standard
Basketball - amateur and occasional only	yes		yes	standard	Parascending - over water	yes		no	standard
Battle re-enactment (no live firearms)	yes	yes	no	standard	Passenger in private or small aircraft or helicopter	yes	yes	no	standard
Breathing observation bubble diving (maximum depth 30 metres)	yes	yes	yes	standard	Quad biking	yes	yes	no	$500.00
Bridge walking - supervised by a fully-trained guide only	yes	yes	yes	standard	Rafting - white or black water (grade 3 and 4 rapids)	yes	yes	no	standard
Bungee jumps (three jumps maximum)	yes		yes	standard	Rafting - white or black water (grade 1 and 2 rapids)	Yes		no	standard
Camel or elephant riding or trekking	yes		no	standard	Rambling	Yes		yes	standard
Canoeing (grade 1 & 2 rapids or lower)	yes		no	standard	Refereeing - on an amateur basis	Yes		yes	standard
Canoeing (grade 3 & 4 rapids)	yes	yes	no	standard	Rock Climbing - Indoor and harnessed	Yes		no	standard
Canopy walking or tree-top walking	yes	yes	yes	standard	Roller blading (no racing, half-pipe, stunts or extreme skating)	Yes		yes	standard
Cave tubing or river tubing	yes	yes	no	standard	Rowing - amateur and occasional only	Yes		yes	standard
Clay-pigeon shooting	yes		no	standard	Rugby codes - amateur and occasional only	Yes		no	$ 250.00
Coasteering - amateur and occasional only	yes	yes	no	standard	Running - sprint and long distance	Yes		yes	standard
Conservation or charity work (educational and environmental - working with hand tools only)	yes		no	standard	Safari	Yes		yes	standard
Cricket - amateur and occasional only	yes		yes	standard	Sand boarding	Yes		yes	standard
Cycle touring	yes		no	standard	Sand yachting	Yes		no	standard
Cycling	yes		yes	standard	Scuba diving (qualified, maximum depth 30 metres, not diving alone)	Yes		no	standard
Dragon boating	yes		no	standard	Scuba diving (unqualified but with instructor, maximum depth 30 metres)	Yes	yes	no	standard
Dune or wadi bashing	yes		no	standard	Sea canoeing or kayaking - short or day trips only, with overnight stays (not on water)	Yes		no	standard
Falconry	yes	yes	no	standard	Sea canoeing or kayaking - day trips and coastal only	Yes		yes	standard
Football - amateur and occasional only	yes		no	standard	Sleigh rides - as part of a Christmas trip to Northern Europe	Yes		yes	standard
Go-karting	yes	yes	no	standard	Skateboarding (no racing, half-pipe, stunts or extreme skating)	Yes		yes	standard
Golf - amateur and occasional only	yes		yes	standard	Snorkelling	Yes		yes	standard
Gorge swinging or canyon swinging	Yes	yes	yes	standard	Squash	Yes		yes	standard
Gorge walking	yes	yes	no	standard	Surfing (not big wave or extreme surfing)	Yes		yes	standard
Hockey	yes		no	standard	Swimming	Yes		yes	standard
Horse riding (not polo, hunting or jumping)	yes		no	standard	Target rifle shooting	Yes		no	standard
Hot-air ballooning	yes	yes	no	standard	Tennis - amateur and occasional only	Yes		yes	standard
Husky sledge driving	yes	yes	yes	standard	Trekking or hiking (over 3,000 metres but under 5,000 metres altitude)	Yes	yes	yes	$ 250.00
Jet boating	yes		no	standard	Trekking or hiking (under 3,000 metres altitude)	Yes		yes	standard
Jet skiing	yes		no	standard	Tubing	Yes	yes	yes	standard
Jogging	yes		yes	standard	Volleyball - amateur and occasional only	Yes		yes	standard
Kayaking (grade 1 & 2 rapids or lower)	yes		no	standard	Wake boarding (no stunts)	Yes		yes	standard
Kayaking (grade 3 & 4 rapids)	yes	yes	no	standard	Water polo - amateur and occasional only	Yes		yes	standard
Lugeing - not ice	yes	yes	no	standard	Waterskiing (no stunts)	Yes		yes	standard
Marathons - amateur and occasional only	yes		no	standard	Windsurfing	Yes		no	standard
Martial arts - training only	yes		no	$ 500.00	Yachting - not racing and sailing inside territorial waters	Yes		no	standard
Motorcycling - over 125cc (please note General Exclusion 13.)	yes		no	$ 500.00	Zip lining	Yes	yes	no	standard
Motorcycling - under 125cc (please note General Exclusion 13.)	yes		no	$ 250.00	Zorbing	Yes	yes	yes	standard

Special Condition
* These activities must be with a commercial operator; and available to general public; and not considered extreme risk; and not require special skills or a high level of fitness to undertake.
** Section F (Personal Accident): Section F (Personal Accident) does not apply if you have arranged Multitrip.com.au Essentials, irrespective of whether “yes” is stated below.